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Dr Shane Oliver - Head of Investment Strategy and Chief Economist, AMP Capital Like a circle in a spiral, like a wheel within a wheel, Never ending or beginning, on an ever spinning wheel. As the images unwind, like the circles that you find, In the windmills of your mind. https://www.youtube.com/watch?v=qJAVP7jP0bI Introduction Cycles are part...Read More
How much tax you pay on retirement income depends on your age and the type of income stream. For most people, an income stream from superannuation will be tax-free from age 60. How super income streams are taxed Types of super income streams Income from super can be an: account-based pension — a series of...Read More
With markets falling and inflation ramping up, investors might feel they need to ‘do something’ to avoid further losses. However, when it comes to investing, taking action in response to market turmoil may derail a sound investment strategy. To say that conditions have changed since the initial 2022 outlook would be an understatement. We welcomed...Read More
More Australians can make up to three years’ worth of non-concessional super contributions in the same financial year, with the government making this option available to individuals up to the age of 75. Individuals aged up to 75 are able to make up to three years of non-concessional super contributions under the bring-forward rules. Previously,...Read More
Before you say 'I do', talk about your finances with your partner. Not getting married, but in a relationship? See relationships and money for useful tips. Manage the wedding whirlwind The average Australian wedding costs $36,000. According to a Moneysmart survey, 82% of couples dipped into their savings to pay for their wedding. Another 60%...Read More
When I retire, will I have enough money to enjoy the retirement lifestyle I envision? It's a question many of us will need to ponder at one point. It’s a question most of us will need to ponder at some stage in our lives. When I retire, will I have enough money built up in...Read More
The pros and cons of investing in the Australian residential property market and your options for building an investment portfolio using property. Unlike buying a home to live in, an investment property is usually bought with the goal of making money. Investing in property is a popular way to invest money in Australia, but before...Read More
The new financial year has begun, and with it, new superannuation rules. The new super rules – flagged in the March 2022 Federal Budget and applicable from 1 July 2022 – affect how much superannuation employers need to pay their employees and who is eligible for Superannuation Guarantee. So what are the new super rules?...Read More
So it’s time for you or a loved one to consider going into residential aged care? But what exactly will it cost? Things can get a little complicated when it comes to aged care fees and charges as there are a number of factors that are likely to impact the cost. This article is designed...Read More
A financial plan is your monetary ‘blueprint’ as you go through life. It provides direction to your financial goals, and helps you take control of your income, expenses and investments. The financial planning process is a step-by-step plan that helps you identify your current financial situation – and your financial goals and objectives into the...Read More