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Keep track of your investments
May 12, 2025Financial Planning
Review your investments regularly to make sure you’re on track to reach your financial goals and you’re comfortable with the investment risks. Find out how to review your investments’ performance and what to do if you’re not getting the returns you expect. Monitor your investments regularly How often you review your investments will depend on:...Read More
Wills and powers of attorney
May 12, 2025Estate Planning
A good estate plan will help make sure your wishes are carried out when you die. It can also help if you become unable to make your own decisions. Estate plans An estate plan records what you want done with your assets after your death. It can include documents such as: your will a testamentary...Read More
Work out how long your super or account-based pension will last There are many variables that come into play when calculating how long your super or account-based pension will last in retirement, and it can be challenging to figure it out alone. If you’ve transferred your super to a pension account already, then you can...Read More
Periods of high volatility have forever been part of investing. But even seasoned investors might feel tempted to retreat to “safe” assets like cash during these times. While this approach may help you sleep better at night, it’s unlikely to be good for your financial well-being. Here’s why focusing on the long-term is crucial during...Read More
Overview You can access your super early in very limited circumstances, including to pay certain expenses on compassionate grounds, as well as terminal illness, incapacity and severe financial hardship. For information on how to save money for your first home inside your super fund, see First home super saver scheme. Access on compassionate grounds You...Read More
Hospital admissions can be distressing for individuals and costly for healthcare systems. Many of these admissions, particularly for older adults and those with chronic conditions, can be prevented through adequate support at home. Home Care Packages (HCPs) play a vital role in reducing hospital entries by providing tailored care that promotes health, safety and independence....Read More
Life Stage Financial Planning for Every Age
April 30, 2025Uncategorized
As life changes, so too do your financial needs. What’s important in your 20s may look very different by the time you reach your 50s. That’s the purpose of life stage financial planning, it helps ensure your financial strategies evolve in step with your goals, responsibilities, and lifestyle. Rather than relying on a one-size-fits-all solution,...Read More
As investors grapple with uncertainty, keeping a cool head has never been more important. “Time in the market, not timing the market” is a popular investment philosophy that emphasises the importance of staying invested over the long term rather than trying to predict short-term market movements. While markets can be volatile in the short term,...Read More
More Australians are upsizing their super by downsizing their home. Home ownership is still the great Australian dream for many people. But, for a growing number of older Australians, it is also about selling the home eventually so they can use some of the proceeds to top up their superannuation balance and help make their...Read More
The trouble with having too much cash
April 28, 2025Uncategorized
Investors with large cash holdings should keep an eye on falling deposit rates. Most of us have heard the saying, cash is king. It relates to the liquidity advantages of having an amount of cash readily available to cover off things such as everyday living costs, potential emergency expenses, or on an investment level to...Read More