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Are you feeling wealthier, less wealthy or somewhere in between? You may be experiencing what is sometimes called "the housing wealth effect". Movements in house prices, up and down, can affect how we feel about the state of our wealth and our willingness to spend, suggests a Reserve Bank paper* published several years ago. Under...
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By Flying Solo contributor Lucinda Lions Have you ever said to yourself, “That’s a great idea, I don’t need to write it down,” only to regret your decision within 17.7 seconds? Here's a quick, easy way to remember names, numbers and everyday information. Is this you? Have you ever been driving along and tried to...
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As the US bull market enters its 10th year and reaches new record highs, more investors may be tempted to try their hands at market-timing. However, the reality is that even seasoned investment professionals rarely succeed in consistently choosing the best times to buy or sell stock. A few years ago, Vanguard's founder Jack Bogle...
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Spouses have clear motivations to at least consider the potential benefits of taking a co-ordinated approach to savings and investing – as well as in dealing with their day-to-day budgeting. The motivations for couples to think about a harmonised approach to family finances are rising. This is, in part, because of the lowering of super...
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Critical challenges for super fund members in the accumulation phase are to keep their savings intact and to keep adding to those savings when possible with voluntary contributions. Australia's $2.6 trillion-plus super savings can present a powerful temptation to obtain some of that money early. There are basically two instigators of attempts to prematurely access...
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Almost 58 years ago, Action Comics published a look into the future of the then 22-year-old Superman as a senior citizen. The cover illustration shows a grey-haired Superman – still wearing his red cape yet with a walking stick – sitting on a park bench with an also grey-haired Lois Lane. The rather poignant comic...
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By Health Ambition contributor, Helen Sanders As a writer, there is nothing more important to me than a good keyboard. Seeing as I spend all of my time typing, a keyboard with crisp action makes my life a lot easier. Yesterday, I was typing at my usual hectic pace when my “S” key got stuck....
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See how you can work around common money traps so you've got cash today, tomorrow and in the future. In your 20s, you might be saving for an overseas trip, eyeing a new car, looking for your own pad, or simply trying to keep your wardrobe up-to-date, and have cash left over for Saturday night....
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By Health Ambition contributor, Helen Sanders At a Glance One study showed that workday exercise, not only improves well-being but participants noted a 72 percent improvement in time management and workload completed on days when they exercised. Low-intensity aerobic exercise is more effective than high-intensity exercise for improving productivity. ‘Sit less, move more’ workplace studies...
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By Flying Solo contributor, By Kelly Exeter So you’re completely flat out yet have cash flow problems and never seem to have money in the bank. Where are you going wrong? Kelly Exeter has a few ideas (from experience). Seven years ago my graphic and web design business was growing at a mad rate. My...
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