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Choosing the right super investment options at the right time could make a difference to how much money you have when you retire. When it comes to your superannuation, the investment options you choose today and in future may impact how much money you retire with. If you haven’t selected an investment option within your...
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We asked our readers for their top tips to keep the kids entertained during the school holidays without blowing the budget Art and craft, board games and movies at home all proved popular, as did visits to the park, playground, picnics, riding bikes and camping. And perennial favourites such as taking advantage of museums and...
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If you’re a permanent resident, your super will remain subject to the same rules. If you’re a temporary resident, you may be able to claim a departing Australia superannuation payment. You might be leaving the country for a variety of reasons - career prospects, love, adventure, new opportunities - or you may be returning home....
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Depending on whether your finances are straightforward or more complex, you may choose to do your tax return yourself or engage a professional. If you have multiple sources of income, various investments, possibly your own business or have lots of deductible work-related expenses, using an accountant (who’ll need to be a registered tax agent1) to...
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You might have a friend who wouldn’t be caught dead in the same outfit twice. But what’s the real cost of fast fashion - the buy it, wear it once, throw it away culture of cheap clothing that has hit the mainstream? What is fast fashion? Not dissimilar to the fast-food movement, fast fashion is...
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Depending on the situation, you might get some of your ex-partner’s super, or they may get some of yours. A divorce from your husband or wife, or a separation from your de facto, could mean a division of your assets and debts, whether they’re held separately or together, and superannuation is no exception. Another thing...
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Driven by falling markets in Sydney and Melbourne, national house prices fell 0.1% in May, according to figures from property analytics group Core Logic. For the year from 31 May 2017 to 31 May 2018, prices were down 0.4% marking the first annual fall since October 20121. But AMP Capital’s Head of Investment Strategy and...
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Little things can make a big difference to how long your money lasts in retirement. When it comes to retirement planning, you’ll want to make the most of your money, after all you don’t want to fritter away the savings you’ve worked all your life to achieve. So, whether you’re living a comfortable or modest...
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With the ATO keeping a close eye on deductions, make sure you’re across what you can and can’t claim. If you’re claiming back some of the money you’ve spent as part of your job this year, it’s a good idea to ensure you’ve kept the appropriate records that may be required ahead of lodging your...
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It's not just those aged 20 to 24 living at home - about 5% of people 40 and over are also sharing a roof with mum and dad. I recently came across a news story about a hapless New York couple, who have taken their 30-year old son to court in a last-ditch effort to...
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